A new direction in banking.
Ethos
Windward Bank is a dynamic banking experience with
advanced digital tools, unlimited deposit insurance, a
century of experience, robust security, and a
values-driven mission.
Security
Everything you need to empower your financial journey. From everyday banking to complex financial planning, we provide a full suite of services designed to grow with you.
Progress
Invest in a future that aligns with your values. Our commitment to sustainable banking helps you support environmental and social initiatives through your everyday banking choices.
Empowerment
Step into the future of banking with our state-of-the-art financial technology. We're not just keeping up with the times—we're defining them.
Easy Account Management
Manage your account through our easy online and mobile banking platform. Check balances, transfer funds, and more from anywhere anytime.
Move toward your destination
with purpose and
advantage.
Windward
Technology
Leading-edge technology with a focus on advanced security measures to keep your data and assets safe.
Innovative
Stay ahead with predictive financial insights. Our tools analyze your spending patterns and upcoming expenses to give you tailored advice on how to optimize your financial health.
Secure
Sleep soundly knowing your assets are protected. We offer 100% insured deposits backed by both the FDIC and the Deposit Insurance Fund, ensuring that your funds are safe and sound, every account, all amounts.
Secure innovation
Certified B-Corporation
The B Corp Declaration of Interdependence
We envision a global economy that uses business as a force for good. This economy is comprised of a new type of corporation – the B Corporation – which is purpose-driven and creates benefit for all stakeholders, not just shareholders.
As Certified B Corporations and leaders of this emerging economy, we believe:
- We must be the change we seek in the world.
- All business ought to be conducted as if people and place mattered.
- Through their products, practices, and profits, businesses should aspire to do no harm and benefit all.
- To do so requires that we act with the understanding that we are each dependent upon another and thus responsible for each other and future generations.
Fully Insured**
Windward Bank is one of the few banks in the nation with Member FDIC and Member DIF insurance. Have peace of mind knowing your deposit accounts of any amount are 100% insured.
Accounts
Easy, safe and secure. Flexible solutions and powerful digital tools to keep you moving forward.
CDs
Competitive fixed rates of return, with a variety of terms to meet your goals.
Savings
Higher rates, steady interest with flexibility and access to funds. Competitive rates and deposit insurance.
Checking
No monthly service fees, no overdraft fees. Access your money when and how you choose.
FAQs
Here are a few answers to frequently asked questions
A digital bank is a financial institution that operates entirely online without physical locations. It provides banking services such as savings accounts, checking accounts, loans, and investment opportunities through digital channels like websites and mobile apps.
Yes, digital banks use advanced security measures such as multi-factor authentication and encryption to ensure the safety of your transactions and personal information. Additionally, digital banks are regulated by financial authorities that oversee traditional banks with physical locations.
Digital banks offer convenience, lower fees, higher interest rates on savings accounts, and innovative features such as mobile check deposit. You can manage your finances anytime, anywhere, without needing to visit a physical office.
Opening an account with us is simple and can be done entirely online. Just visit our website or download our mobile app, follow the instructions, and provide the necessary information. You may need to verify your identity using government-issued ID and other documents.
Get started
Discover a new direction in banking.
Move forward,
with Windward.
Rates effective as of 9/21/24 and subject to change without notice.
*Annual Percent Yield (APY) for the Advantage Money Market Account is variable and subject to change at any time. $50,000 minimum deposit required to open. Minimum daily balance must be $50,000 to earn the stated APY. If the balance falls below the required minimum, no interest will be earned.
**While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.