Certificates of Deposit
Certificate of Deposit
Windward Certificates of Deposit (CDs) are a secure and reliable way to grow your savings. Offering competitive high yield fixed rates and terms from 3 to 24 months. Choose the account that aligns with your financial goals.
Competitive Fixed Rates
Benefit from some of the best interest rates in the market, tailored to different term lengths to suit your financial needs.
Clear Terms
Enjoy the peace of mind that comes with knowing exactly how much you will earn by the end of the term.
Safety and Security
Assurance that 100% of your money is protected with FDIC and DIF* deposit insurance.
Easy Account Management
Manage your CD account through our easy online and mobile banking platform, making it convenient to track your investment.
Competitive rates on your terms.
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Choose the Windward Certificate of Deposit that best fits your needs and start earning a high yield fixed rate.
Fully Insured**
Every Windward Bank account of any amount is 100% insured with FDIC and DIF
FAQs
Here are a few answers to frequently asked questions
Digital banks offer convenience, lower fees, higher interest rates on savings accounts, and innovative features such as mobile check deposit. You can manage your finances anytime, anywhere, without needing to visit a physical office.
Opening an account with us is simple and can be done entirely online. Just visit our website or download our mobile app, follow the instructions, and provide the necessary information. You may need to verify your identity using government-issued ID and other documents.
Yes, digital banks use advanced security measures such as multi-factor authentication and encryption to ensure the safety of your transactions and personal information. Additionally, digital banks are regulated by financial authorities that oversee traditional banks with physical locations.
A digital bank is a financial institution that operates entirely online without physical locations. It provides banking services such as savings accounts, checking accounts, loans, and investment opportunities through digital channels like websites and mobile apps.
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Discover a new direction in banking.
Move forward,
with Windward.
Rates effective as of 9/21/24 and subject to change without notice.
*The Annual Percentage Yield (APY) is based on monthly compounding with funds held to maturity. $50,000 minimum deposit required to open. Additional deposits are not permitted. Early closure of a Certificate of Deposit (CD) may incur an early withdrawal penalty. For CDs with terms of 3, 6, 9 or 12 months, the penalty is 90 days of interest. For CDs with terms of 18 or 24 months, the penalty is 180 days of interest. Penalties may reduce the principal.
**While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.