Depositors Insurance Fund
Elevated financial security with DIF insurance.
Windward Bank is one the few banks in the nation with DIF Member insurance providing 100% protection of all accounts in any amount to our deposit clients.
The DIF Difference
Comprehensive Deposit Protection
Above and beyond FDIC
While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.
Unlimited Coverage
DIF ensures that every dollar you deposit at Windward Bank is fully protected, regardless of the amount.
Enhanced Financial Confidence
Absolute Security
With the combined protection of FDIC and DIF insurance, you can rest assured that your money is safe, making Windward Bank one of the most secure places to keep your deposits.
Peace of Mind
Focus on achieving your financial goals without worrying about the security of your deposits. Whether you’re saving for the future, managing your daily finances, or investing in our high-yield accounts, you can trust that your funds are fully safeguarded.
Commitment to Excellence
Top-Tier Protection
As a DIF insured bank, Windward Bank demonstrates our commitment to providing the highest level of security and trust to our customers.
Trusted Institution
Our DIF membership underscores our dedication to maintaining financial stability and transparency, reinforcing our reputation as a reliable and trustworthy banking partner.
FAQs
Here are a few answers to frequently asked questions
Digital banks offer convenience, lower fees, higher interest rates on savings accounts, and innovative features such as mobile check deposit. You can manage your finances anytime, anywhere, without needing to visit a physical office.
Opening an account with us is simple and can be done entirely online. Just visit our website or download our mobile app, follow the instructions, and provide the necessary information. You may need to verify your identity using government-issued ID and other documents.
Yes, digital banks use advanced security measures such as multi-factor authentication and encryption to ensure the safety of your transactions and personal information. Additionally, digital banks are regulated by financial authorities that oversee traditional banks with physical locations.
A digital bank is a financial institution that operates entirely online without physical locations. It provides banking services such as savings accounts, checking accounts, loans, and investment opportunities through digital channels like websites and mobile apps.
Fully Insured**
Every Windward Bank account of any amount is 100% insured with FDIC and DIF
Certified B-Corporation
The B Corp Declaration of Interdependence
We envision a global economy that uses business as a force for good. This economy is comprised of a new type of corporation – the B Corporation – which is purpose-driven and creates benefit for all stakeholders, not just shareholders.
As Certified B Corporations and leaders of this emerging economy, we believe:
- We must be the change we seek in the world.
- All business ought to be conducted as if people and place mattered.
- Through their products, practices, and profits, businesses should aspire to do no harm and benefit all.
- To do so requires that we act with the understanding that we are each dependent upon another and thus responsible for each other and future generations.
Get started
Discover a new direction in banking.
Move forward, with Windward.
**While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.