Welcome to Windward Bank, where cutting-edge innovation meets over a century of trusted banking experience.
![](https://windwardbank.com/hubfs/raw_assets/public/Windward%20Bank%20Editor/images/IMG_0157.png)
![](https://windwardbank.com/hubfs/raw_assets/public/Windward%20Bank%20Editor/images/AdobeStock_816086096.jpeg)
At Windward Bank, we believe in empowering you to explore new financial horizons with confidence and ease.
By the numbers
115 years
$1.3 billion
Fully Insured**
Every Windward Bank account of any amount is 100% insured with FDIC and DIF
![](images/FDIC_Logo_Black.png)
![](https://windwardbank.com/hubfs/raw_assets/public/Windward%20Bank%20Editor/images/DIF_Logo_Member_Square_white.jpg)
![](https://windwardbank.com/hs-fs/hubfs/raw_assets/public/Windward%20Bank%20Editor/images/AdobeStock_115152.jpeg?width=70&name=AdobeStock_115152.jpeg)
Digital banks offer convenience, lower fees, higher interest rates on savings accounts, and innovative features such as mobile check deposit. You can manage your finances anytime, anywhere, without needing to visit a physical office.
Opening an account with us is simple and can be done entirely online. Just visit our website or download our mobile app, follow the instructions, and provide the necessary information. You may need to verify your identity using government-issued ID and other documents.
Yes, digital banks use advanced security measures such as multi-factor authentication and encryption to ensure the safety of your transactions and personal information. Additionally, digital banks are regulated by financial authorities that oversee traditional banks with physical locations.
Get started
Discover a new direction in banking.
Move forward, with Windward.
Discover a new direction in banking.
Move forward, with Windward.
![](https://windwardbank.com/hubfs/raw_assets/public/Windward%20Bank%20Editor/images/667c2d445936bd0e985f0b72_AdobeStock_684369631.jpeg)
**While the Federal Deposit Insurance Corporation (FDIC) insures deposits up to $250,000 per depositor, per institution, DIF insurance offers additional coverage. With DIF, all deposits above the FDIC limits are insured in full.